We, at ascentwealth the owners of the domain name – ascentwealth.in and the creator of this Privacy Policy, ensure our commitment to your privacy vis-à-vis the protection of your information. To ensure uninterrupted use of our services, we collect information about you. We shall use the personal information to improve our service delivery to you and to keep you updated about our new product or information that may be useful to you.

The information collected from you would be used in the right spirit and context in which it is intended to be used. Your information would be used by us to process your subscription request and to ensure to serve you better.

OVERVIEW

We are committed to respecting your online privacy data. We further recognize your need for appropriate protection and management of any personally identifiable information (“Personal Information”) you share with us. Information that is considered personal about you includes, but is not limited to, your name, address, email address or other contact information, your bank account details, your financial information, investment experience, investment objectives, your financial situation, KYC norms, etc. This privacy policy also applies to data we collect from users who browse, access or view the site, for informational purposes or otherwise.

OUR DISCLOSURE AND INFORMATION PROTECTION

ascentwealth does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis. All user information collected by us through the website is maintained confidentially and not shared (transferred, sold, or divulged to third parties). We do not rent or sell the customer profile to any third parties.

We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud, and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.

We may use the user information with reliable payment gateway purposes to whom we are associated to ensure swift and comfortable payment mechanism for the User. The third-party payment gateway and other payment transaction processors have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. For these providers, we recommend that you read their privacy policies so you can understand the way your personal information and your credit/debit card details will be handled by these providers. Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

Due to the existing regulatory environment, we cannot ensure that all your personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy.

WEBSITE NAVIGATION

Most sections of our website can be viewed without furnishing any of your personal information. Certain sections of the website allow only restricted access and you could be asked for your personal information for identification / authentication purposes and granting access only. By providing the Personal Information of another person (in case of a minor/joint holders, as applicable), you imply that you have all the necessary authority and/or have obtained all necessary consents from such person to enable us to collect, use and disclose his or her Personal Information as set forth in this Privacy Policy.

1. NOTIFICATION OF MODIFICATIONS AND CHANGES TO THE T&C AND PRIVACY POLICY

We reserve the right to change the Terms of Service and Privacy Policy from time to time as seem fit, without any intimation to you, and your continued use of the site will signify your acceptance of any amendment to these terms. You are therefore advised to re-read the Terms of Service on a regular basis.

2. USE OF COOKIES

The use of cookies by our website is intended to monitor site usage whenever a user accesses our website and its services. Cookies contain information that you provide such as your username and password. We use cookies on our site to help us understand what pages are frequently visited and to improve the web site experience. A cookie cannot affect data on your computer and cannot provide us with information about other sites you have visited. Your web browser can be set not accept cookies or to warn you before accepting a cookie. If you wish to access secured sections of our web site, you will have to enable per-session cookies in Microsoft Internet Explorer. Most sections in our website can be accessed without accepting a cookie.

3 EXTERNAL LINKS ON WEBSITE

The Website may include hyperlinks to other web sites or content or resources. We have no control over any websites or resources, which are provided by companies or persons other than us. You acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and do not endorse any advertising, products or other materials on or available from such websites or resources. You acknowledge and agree that we are not liable for any loss or damage which may be incurred by you as a result of the availability of those external sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, products or other materials on, or available from, such websites or resources. These third-party service providers and third-party sites may have their own privacy policies governing the storage and retention of your personal information that you may be subject to. We recommend that when you enter a Third-Party website, you review the Third-Party website’s privacy policy as it relates to safeguarding your personal information collected by them. We may use third-party advertising companies to serve ads when you visit the Website.

CONFIDENTIALITY

You further acknowledge that the website may contain information which is designated confidential by us and that you shall not disclose such information without our prior written consent. Your information is regarded as confidential and therefore will not be divulged or sold to any third party except as set forth in this and any other term of use applicable to our website.

CONTROL OF YOUR PASSWORD

When you sign up to become a Member, you will also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. It is important that you protect it against unauthorized access of your account and information by choosing your password carefully and keeping your password and computer secure by signing out after using our services. You agree not to use the account, username, email address or password of another Member at any time or to disclose your password to any third party. If you choose to share this information with third parties to provide you additional services, you are responsible for all actions taken with your login information and password and therefore should review each third party’s privacy policy. You are responsible for all actions taken with your login information and password, including fees. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password. You agree to notify us immediately if you suspect any consistent unauthorized use of your account or access to your password even after changing it.

OTHER INFORMATION COLLECTORS

Except as otherwise expressly included in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. To the extent that you disclose your information to other parties, whether they are on our Websites or on other sites throughout the Internet, different rules may apply to their use or disclosure of the information you disclose to them. Since we do not control the privacy policies of the third parties, you have every right to ask questions before you disclose your personal information to others.

DISCLAIMER

Although, we take appropriate steps to maintain the security of Personal Information we collect from you, but you must understand that the open nature of the Internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended. We cannot ensure that all your private communications and other personal information (including sensitive information like credit card information and bank account number) will never be disclosed in ways not otherwise described in this Privacy Policy. Therefore, although we are committed to protecting your privacy, we do not promise, and you should not expect, that your personal information will always remain private. As a user of the website, you understand and agree that you assume all responsibility and risk for your use of the website, the internet generally, and the documents you post or access and for your conduct on and off the website. ascentwealth assumes no responsibility of whatsoever nature as to make good the losses and damages you may incur, due to privacy and/or security breach of your Personal Information.

DISPUTES AND JURISDICTION

Any dispute, whatsoever, arising out of this arrangement shall be governed by the Laws of India. The Courts of law at Chennai shall have exclusive jurisdiction over any disputes arising under this arrangement.

COMMENTS / FEEDBACK.
Do write in to E-mail on any concerns regarding our privacy policy.

Ascent Wealth, managed by Kannan R, an AMFI registered Mutual Funds Distributor, is engaged in distribution of multiple financial asset classes like Equity Mutual Funds, Debt Mutual Funds, Tax Saver Funds etc. Kannan R is an also an IRDA registered Insurance Agent for Life Insurance, Health Insurance and General Insurance products. We have also empanelled with Nexgen for Estate Planning Solutions.

We have signed up with Optimum Financial Solutions, Valueplus technologies Pvt. Ltd., and BSE StarMF for client's online transactions through their mobile and web applications. Commissions maybe earned for providing Distributor services or assisting customers in on-boarding such as completing KYC requirements and help them in investing lump-sum or SIPs on regular basis.

Our recommendations rely on historical data and initiatives taken by respective AMCs. Historical/ past performance is not a guarantee for future returns.

The information and views and the information contained herein are prepared by self and based upon sources that were considered reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal consumption and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The products discussed or recommended here may not be suitable for all investors. Investors must make their own informed decisions based on their specific objectives and financial position and using such independent recommendations, as they believe necessary.

While acting upon any information or analysis mentioned herein, customers may please note that neither Ascent Wealth nor Kannan R as a Mutual Funds Distributor, accepts any liability arising from the use of this information and views mentioned here. Each recipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of investments referred to in this document (including the merits and risks involved), and should make their own judgments to determine the merits and risks of such an action. While building mutual funds portfolio, factors like size of the funds, the historical performances (return) of the schemes, expenses ratio , the sector in which the scheme invests and volatility are considered.

*The Performance exhibited is based on historical years backtesting results. The return exhibited is of individual risk profile out of many risk profiles identified by Ascent Wealth. The past performances of mutual funds however, do not indicate in any manner the future returns/performance.

Any information contained in this website is only for illustration and informational purpose. The contents herein are to be read from an investment awareness and education perspective only. The views / content expressed herein do not constitute the opinions of self or recommendation of any course of action to be followed by the reader. Investors should consult their financial advisers before taking any investment decision.